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Auto
Insurance
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Liability – in case you are found at fault
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Collision – in the event your car is damaged by a collision.
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Comprehensive – if your car is damaged by anything other than a collision.
Auto insurance protects you against financial loss if you have an accident. Auto insurance usually consists of the following protections:
Additional protection may include:
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Medical Payments if you have to pay on an injury for yourself or a passenger.
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Emergency Road service if you are ever stranded in your vehicle.
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Uninsured Motorist Protection—because even though the law says auto insurance is mandatory, that doesn’t mean that everyone will have it.
Home
Insurance
Home insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners policy coverages:
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Property Coverage - to pay for repairs to your home, garage or other buildings that are damaged.
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Personal Property - if you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage.
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Liability - this will cover if there is a claim when someone is injured or their property is damaged.
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Medical Expenses - this would be medical coverage for someone that is injured, other than a resident, on your property.
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Living Expenses - if you have a complete loss, you may need extra temporary housing or food when you're forced from your home.
SERVICES
HOURS & LOCATIONS
Locations
Hours
Methuen office
Monday - Tuesday - Thursday - Friday
9:00 am to 4:30 pm
Wednesday
9:00 am to 1:00 pm
Lowell office
Monday - Tuesday - Thursday - Friday
9:00 am to 4:30 pm
Wednesday
9:00 am to 1:00 pm
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Uninsured and underinsured motorists coverage
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Coverage for autos you borrow or rent
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Coverage for employees using their cars for the business
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Auto liability
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Medical payments
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Comprehensive coverage
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Collision coverage
If an auto is used in tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary.
Commercial auto insurance can include: